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The Dunning-Kruger Effect and the Engineer Syllogism
We engineers tend to fall to a particularly pernicious form of overconfidence due to the Dunning-Kruger Effect.

The yield curve (partially) inverted. What do I do?
As of this writing, the US yield curve has partially inverted. What does that mean? What should you do?
Should I pay off my mortgage early?
Your mortgage is almost certainly the single largest loan you will ever take on. Here are some things to keep in mind when doing your own an
Wise decisions v. good outcomes
We can maximize our chances of a good outcome, but the fact is that wise decisions and good outcomes don't always go hand-in-hand. This


Investing: DIY or don't?
You've decided you want an optimized portfolio. Who wouldn't? It's money in your pocket, compounding over time. So...how?


Investment outperformance, part 2: how you invest
The real world, though, has friction and cows that are less than geometrically perfect; it has markets that go up and down, taxes, and 401(k


Investment outperformance, part 1: what you invest in
What if you're looking for even more efficiency? What if you've got your asset allocation set up and want to turn the dial to 11?
Stocks, bonds, mutual funds, or ETF's?
So as you can see, depending on your situation, you could go either way when it comes to mutual funds or ETF's. Speaking personally, thi

The theory behind smart investing
If you want to invest wisely, you need to know what "investing wisely" even means. The underpinnings may be complex, but the basic
The best mutual fund company you've never heard of
I don't normally write about specific companies, as I prefer to talk more about concepts than about people or things. Having said that,
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